Benchmark dataset

Toolminator Take-Home Salary Index 2026

Mid-level net (after-tax) pay for 50 job titles across 20 countries—built by running every Salary Index row through our gross-to-net waterfall. Static model, not verified payroll or tax filings.

Figures use Toolminator's static salary model (ranges for comparison, not job listings). Methodology & limitations.

Content revision: 2026-05 · FX snapshot: 2026-06-15

Rows in model
1000
20 countries × 50 mid-level roles.
Mean net take-home (USD)
$58,173
Arithmetic mean of mid-level net pay, USD-equivalent, across all rows.
Median effective tax rate
26%
Median of modeled effective tax rate across all country/role rows.
Highest effective tax rate
Sweden (32%)
Country with the highest modeled flat or bracket-based effective rate.
Lowest effective tax rate
Singapore (18%)
Country with the lowest modeled effective rate in our static catalog.
Rows using detailed tax engine
200 / 1000
US, UK, Canada, and Türkiye use the bracket-based Income Tax Calculator; others use a flat-rate estimate.

Download & cite

Researchers and journalists may use this index with attribution. CC BY 4.0 with attribution to Toolminator and link to methodology.

Toolminator. (2026). Toolminator Take-Home Salary Index 2026. Retrieved from https://toolminator.com/statistics/take-home-salary/

Effective tax rate spread

Across mid-level roles, our model's highest effective rate is Sweden at 32%, vs. Singapore at 18%—a 14-point spread. Effective rates here are model estimates per row, not country-wide averages.

Top 30 mid-level roles by net take-home (global USD rank)

Sorted by modeled net (after-tax) USD-equivalent pay. Local-currency net pay shown alongside the country's modeled effective tax rate.

#RoleCountryNet (local)Eff. taxNet USD
1PhysicianSwitzerlandCHF 184,88222%$232,937
2PhysicianSingaporeSGD 250,20918%$195,140
3PhysicianUnited States$177,31624%$177,316
4Machine Learning EngineerSwitzerlandCHF 136,94122%$172,534
5Cloud ArchitectSwitzerlandCHF 136,86122%$172,435
6PhysicianNorwayNOK 1,633,35730%$171,483
7DentistSwitzerlandCHF 129,41822%$163,056
8PhysicianAustraliaA$226,53827%$160,098
9PhysicianJapan¥25,612,35423%$159,887
10PhysicianUnited Kingdom£118,90728%$159,584
11PhysicianCanadaCA$222,07126%$158,838
12PhysicianIreland€136,47327%$158,395
13Investment BankerSwitzerlandCHF 121,85422%$153,527
14Product ManagerSwitzerlandCHF 118,85322%$149,745
15PhysicianNetherlands€126,64330%$146,985
16Data ScientistSwitzerlandCHF 116,53222%$146,821
17Software EngineerSwitzerlandCHF 115,05222%$144,956
18Machine Learning EngineerSingaporeSGD 185,32818%$144,539
19Cloud ArchitectSingaporeSGD 185,22018%$144,454
20PhysicianSwedenSEK 1,355,46832%$144,372
21PhysicianGermany€123,82930%$143,719
22PhysicianFrance€122,74329%$142,459
23DevOps EngineerSwitzerlandCHF 112,69022%$141,980
24DentistSingaporeSGD 175,14718%$136,599
25LawyerSwitzerlandCHF 108,04822%$136,132
26Machine Learning EngineerUnited States$131,33624%$131,336
27Cloud ArchitectUnited States$131,26024%$131,260
28PhysicianItaly€112,89328%$131,027
29Full Stack DeveloperSwitzerlandCHF 103,88722%$130,889
30Backend DeveloperSwitzerlandCHF 103,72622%$130,687

United States — top net pay roles (mid-level)

All United States salaries →

Canada — top net pay roles (mid-level)

All Canada salaries →

United Kingdom — top net pay roles (mid-level)

All United Kingdom salaries →

Ireland — top net pay roles (mid-level)

All Ireland salaries →

Australia — top net pay roles (mid-level)

All Australia salaries →

Educational model estimates derived from the Salary Index plus a flat or bracket-based tax approximation—not verified payroll, payslips, or tax filings. Four countries (US, UK, Canada, Türkiye) use the detailed Income Tax Calculator engine; others use a flat effective-rate estimate.

Cite & registry

Toolminator Take-Home Salary Index 2026 (2026) — permalink for citations and dataset metadata.

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