Benchmark dataset
Toolminator Take-Home Salary Index 2026
Mid-level net (after-tax) pay for 50 job titles across 20 countries—built by running every Salary Index row through our gross-to-net waterfall. Static model, not verified payroll or tax filings.
Figures use Toolminator's static salary model (ranges for comparison, not job listings). Methodology & limitations.
Content revision: 2026-05 · FX snapshot: 2026-06-15
- Rows in model
- 1000
- 20 countries × 50 mid-level roles.
- Mean net take-home (USD)
- $58,173
- Arithmetic mean of mid-level net pay, USD-equivalent, across all rows.
- Median effective tax rate
- 26%
- Median of modeled effective tax rate across all country/role rows.
- Highest effective tax rate
- Sweden (32%)
- Country with the highest modeled flat or bracket-based effective rate.
- Lowest effective tax rate
- Singapore (18%)
- Country with the lowest modeled effective rate in our static catalog.
- Rows using detailed tax engine
- 200 / 1000
- US, UK, Canada, and Türkiye use the bracket-based Income Tax Calculator; others use a flat-rate estimate.
Download & cite
Researchers and journalists may use this index with attribution. CC BY 4.0 with attribution to Toolminator and link to methodology.
Toolminator. (2026). Toolminator Take-Home Salary Index 2026. Retrieved from https://toolminator.com/statistics/take-home-salary/
Effective tax rate spread
Across mid-level roles, our model's highest effective rate is Sweden at 32%, vs. Singapore at 18%—a 14-point spread. Effective rates here are model estimates per row, not country-wide averages.
Top 30 mid-level roles by net take-home (global USD rank)
Sorted by modeled net (after-tax) USD-equivalent pay. Local-currency net pay shown alongside the country's modeled effective tax rate.
| # | Role | Country | Net (local) | Eff. tax | Net USD |
|---|---|---|---|---|---|
| 1 | Physician | Switzerland | CHF 184,882 | 22% | $232,937 |
| 2 | Physician | Singapore | SGD 250,209 | 18% | $195,140 |
| 3 | Physician | United States | $177,316 | 24% | $177,316 |
| 4 | Machine Learning Engineer | Switzerland | CHF 136,941 | 22% | $172,534 |
| 5 | Cloud Architect | Switzerland | CHF 136,861 | 22% | $172,435 |
| 6 | Physician | Norway | NOK 1,633,357 | 30% | $171,483 |
| 7 | Dentist | Switzerland | CHF 129,418 | 22% | $163,056 |
| 8 | Physician | Australia | A$226,538 | 27% | $160,098 |
| 9 | Physician | Japan | ¥25,612,354 | 23% | $159,887 |
| 10 | Physician | United Kingdom | £118,907 | 28% | $159,584 |
| 11 | Physician | Canada | CA$222,071 | 26% | $158,838 |
| 12 | Physician | Ireland | €136,473 | 27% | $158,395 |
| 13 | Investment Banker | Switzerland | CHF 121,854 | 22% | $153,527 |
| 14 | Product Manager | Switzerland | CHF 118,853 | 22% | $149,745 |
| 15 | Physician | Netherlands | €126,643 | 30% | $146,985 |
| 16 | Data Scientist | Switzerland | CHF 116,532 | 22% | $146,821 |
| 17 | Software Engineer | Switzerland | CHF 115,052 | 22% | $144,956 |
| 18 | Machine Learning Engineer | Singapore | SGD 185,328 | 18% | $144,539 |
| 19 | Cloud Architect | Singapore | SGD 185,220 | 18% | $144,454 |
| 20 | Physician | Sweden | SEK 1,355,468 | 32% | $144,372 |
| 21 | Physician | Germany | €123,829 | 30% | $143,719 |
| 22 | Physician | France | €122,743 | 29% | $142,459 |
| 23 | DevOps Engineer | Switzerland | CHF 112,690 | 22% | $141,980 |
| 24 | Dentist | Singapore | SGD 175,147 | 18% | $136,599 |
| 25 | Lawyer | Switzerland | CHF 108,048 | 22% | $136,132 |
| 26 | Machine Learning Engineer | United States | $131,336 | 24% | $131,336 |
| 27 | Cloud Architect | United States | $131,260 | 24% | $131,260 |
| 28 | Physician | Italy | €112,893 | 28% | $131,027 |
| 29 | Full Stack Developer | Switzerland | CHF 103,887 | 22% | $130,889 |
| 30 | Backend Developer | Switzerland | CHF 103,726 | 22% | $130,687 |
United States — top net pay roles (mid-level)
- PhysicianNet $177,316 (24% eff. tax) · $177,316 USD
- Machine Learning EngineerNet $131,336 (24% eff. tax) · $131,336 USD
- Cloud ArchitectNet $131,260 (24% eff. tax) · $131,260 USD
- DentistNet $124,121 (24% eff. tax) · $124,121 USD
- Investment BankerNet $116,867 (24% eff. tax) · $116,867 USD
- Product ManagerNet $113,989 (24% eff. tax) · $113,989 USD
- Data ScientistNet $111,763 (24% eff. tax) · $111,763 USD
- DevOps EngineerNet $108,078 (24% eff. tax) · $108,078 USD
- LawyerNet $103,626 (24% eff. tax) · $103,626 USD
- Full Stack DeveloperNet $99,634 (24% eff. tax) · $99,634 USD
- Backend DeveloperNet $99,481 (24% eff. tax) · $99,481 USD
- Software EngineerNet $99,450 (22% eff. tax) · $99,450 USD
- Cybersecurity AnalystNet $98,867 (24% eff. tax) · $98,867 USD
- PharmacistNet $98,253 (24% eff. tax) · $98,253 USD
- Mobile DeveloperNet $93,570 (24% eff. tax) · $93,570 USD
Canada — top net pay roles (mid-level)
- PhysicianNet CA$222,071 (26% eff. tax) · $158,838 USD
- Machine Learning EngineerNet CA$164,486 (26% eff. tax) · $117,650 USD
- Cloud ArchitectNet CA$164,390 (26% eff. tax) · $117,581 USD
- DentistNet CA$155,450 (26% eff. tax) · $111,186 USD
- Investment BankerNet CA$146,365 (26% eff. tax) · $104,689 USD
- Product ManagerNet CA$142,760 (26% eff. tax) · $102,110 USD
- Data ScientistNet CA$139,972 (26% eff. tax) · $100,115 USD
- Software EngineerNet CA$138,194 (26% eff. tax) · $98,844 USD
- DevOps EngineerNet CA$135,358 (26% eff. tax) · $96,816 USD
- LawyerNet CA$129,782 (26% eff. tax) · $92,827 USD
- Full Stack DeveloperNet CA$124,783 (26% eff. tax) · $89,251 USD
- Backend DeveloperNet CA$124,590 (26% eff. tax) · $89,114 USD
- Cybersecurity AnalystNet CA$123,821 (26% eff. tax) · $88,564 USD
- PharmacistNet CA$123,052 (26% eff. tax) · $88,014 USD
- Mobile DeveloperNet CA$117,188 (26% eff. tax) · $83,819 USD
United Kingdom — top net pay roles (mid-level)
- PhysicianNet £118,907 (28% eff. tax) · $159,584 USD
- Machine Learning EngineerNet £88,073 (28% eff. tax) · $118,203 USD
- Cloud ArchitectNet £88,021 (28% eff. tax) · $118,134 USD
- DentistNet £83,235 (28% eff. tax) · $111,709 USD
- Investment BankerNet £78,370 (28% eff. tax) · $105,180 USD
- Product ManagerNet £76,440 (28% eff. tax) · $102,590 USD
- Software EngineerNet £73,994 (28% eff. tax) · $99,308 USD
- DevOps EngineerNet £72,476 (28% eff. tax) · $97,270 USD
- LawyerNet £69,491 (28% eff. tax) · $93,264 USD
- Full Stack DeveloperNet £66,814 (28% eff. tax) · $89,671 USD
- Backend DeveloperNet £66,711 (28% eff. tax) · $89,533 USD
- Cybersecurity AnalystNet £66,299 (28% eff. tax) · $88,980 USD
- PharmacistNet £65,888 (28% eff. tax) · $88,428 USD
- Mobile DeveloperNet £62,748 (28% eff. tax) · $84,214 USD
- Frontend DeveloperNet £59,453 (28% eff. tax) · $79,793 USD
Ireland — top net pay roles (mid-level)
- PhysicianNet €136,473 (27% eff. tax) · $158,395 USD
- Machine Learning EngineerNet €101,084 (27% eff. tax) · $117,321 USD
- Cloud ArchitectNet €101,025 (27% eff. tax) · $117,253 USD
- DentistNet €95,531 (27% eff. tax) · $110,876 USD
- Investment BankerNet €89,948 (27% eff. tax) · $104,396 USD
- Product ManagerNet €87,732 (27% eff. tax) · $101,825 USD
- Data ScientistNet €86,020 (27% eff. tax) · $99,837 USD
- Software EngineerNet €84,926 (27% eff. tax) · $98,568 USD
- DevOps EngineerNet €83,184 (27% eff. tax) · $96,545 USD
- LawyerNet €79,757 (27% eff. tax) · $92,568 USD
- Full Stack DeveloperNet €76,684 (27% eff. tax) · $89,002 USD
- Backend DeveloperNet €76,567 (27% eff. tax) · $88,866 USD
- Cybersecurity AnalystNet €76,094 (27% eff. tax) · $88,317 USD
- PharmacistNet €75,621 (27% eff. tax) · $87,769 USD
- Mobile DeveloperNet €72,017 (27% eff. tax) · $83,586 USD
Australia — top net pay roles (mid-level)
- PhysicianNet A$226,538 (27% eff. tax) · $160,098 USD
- Machine Learning EngineerNet A$167,795 (27% eff. tax) · $118,583 USD
- Cloud ArchitectNet A$167,697 (27% eff. tax) · $118,514 USD
- DentistNet A$158,576 (27% eff. tax) · $112,068 USD
- Investment BankerNet A$149,309 (27% eff. tax) · $105,519 USD
- Product ManagerNet A$145,631 (27% eff. tax) · $102,920 USD
- Data ScientistNet A$142,787 (27% eff. tax) · $100,910 USD
- Software EngineerNet A$140,973 (27% eff. tax) · $99,627 USD
- DevOps EngineerNet A$138,080 (27% eff. tax) · $97,583 USD
- LawyerNet A$132,392 (27% eff. tax) · $93,563 USD
- Full Stack DeveloperNet A$127,293 (27% eff. tax) · $89,960 USD
- Backend DeveloperNet A$127,097 (27% eff. tax) · $89,821 USD
- Cybersecurity AnalystNet A$126,312 (27% eff. tax) · $89,267 USD
- PharmacistNet A$125,528 (27% eff. tax) · $88,713 USD
- Mobile DeveloperNet A$119,546 (27% eff. tax) · $84,484 USD
Educational model estimates derived from the Salary Index plus a flat or bracket-based tax approximation—not verified payroll, payslips, or tax filings. Four countries (US, UK, Canada, Türkiye) use the detailed Income Tax Calculator engine; others use a flat effective-rate estimate.
Cite & registry
Toolminator Take-Home Salary Index 2026 (2026) — permalink for citations and dataset metadata.